Tag: Contracts
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GL responds to third-party bodily injury, property damage, and personal/advertising injury. The key is matching endorsements—additional insured, primary & non-contributory, and waiver of subrogation—to the contract in front of you. We benchmark limits, tighten classifications, and set a checklist for certificates so projects move without delays. The result is a cleaner file and fewer last-minute…
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Good risk management starts before the policy. Clear vendor agreements, documented safety procedures, and clean incident reporting often matter more than any single endorsement. When those pieces are in place, underwriting gets easier and pricing becomes more predictable. We focus on practical changes that fit day-to-day operations—simple contract language, certificate tracking, and short toolbox talks.…