Tag: Articles on commercial insurance from Andria Baunee
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How trucking safety impacts insurance premiums (Part 1) As the trucking industry evolves, insurance and compliance remain top concerns. This post explores how trucking safety impacts insurance premiums and how it impacts your business. My goal is to make insurance clearer and help you make confident decisions for your company. Call/Text/Email me anytime if you’d…
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Understanding your DOT number (Part 1) As the trucking industry evolves, insurance and compliance remain top concerns. This post explores understanding your dot number and how it impacts your business. My goal is to make insurance clearer and help you make confident decisions for your company. Call/Text/Email me anytime if you’d like to review your…
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FMCSA compliance tips (Part 1) As the trucking industry evolves, insurance and compliance remain top concerns. This post explores fmcsa compliance tips and how it impacts your business. My goal is to make insurance clearer and help you make confident decisions for your company. Call/Text/Email me anytime if you’d like to review your coverage.
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Protecting your business future means balancing cost with quality and staying proactive. If you want a clear, independent review of your current insurance, send me a note. I’ll make the process quick and useful—no sales pressure.
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Insurance is a contract and a strategy. The paperwork matters, but the real value is how it protects cash flow, reputation, and relationships. I’m here to make sure your strategy holds up when it counts.
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When I review policies, I start with contracts and operations, then match coverage to real risk. You’ll get a concise summary of what’s strong, what needs attention, and how to improve terms without overpaying.
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Strong safety programs reduce claims, improve experience mods, and earn underwriting credits. Simple wins: training logs, written procedures, and return‑to‑work plans. I can point you to templates that make implementation easy.
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A short review can uncover coverage you don’t need, gaps you didn’t know about, and credits you’re missing. Most clients save time or money—or both—after we walk through everything together.
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Independent brokers aren’t tied to one carrier. I approach multiple markets and negotiate for terms, service, and price. That competition works in your favor, especially at renewal.
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Comparing quotes only by premium is risky. Compare forms, exclusions, limits, deductibles, and carrier strength. I build apples‑to‑apples comparisons so the right choice is obvious.