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Andria Baunee | Risk Management & Insurance Expertise

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  • Understanding Cargo Coverage: Beyond Carrier Declared Value

    May 22, 2026
    Logistics & Cargo

    In the world of logistics, assumptions often lead to oversights. One such assumption is that relying solely on the declared value coverage offered by carriers like USPS, FedEx, or UPS is sufficient protection for shipped goods. But what exactly is declared value if not true insurance? Declared Value Is Not Insurance Declared value serves more…

  • Navigating Language Barriers in Trucking Operations: A Quiet Challenge

    May 21, 2026
    FMCSA English

    Understanding Language in Trucking: More Than Just Words In the world of trucking, language serves as both a tool and a barrier. For many Spanish-speaking drivers, dispatchers, and brokers, the English language requirements are constant companions, shaping daily operations in subtle yet impactful ways. The Layered Realities of DOT Inspections During a routine DOT inspection,…

  • Understanding General Liability in Trucking Operations

    May 20, 2026
    General Liability

    It’s easy to overlook the nuances of general liability when operating a medium-sized trucking fleet. While commercial auto policies primarily address the perils associated with the road, general liability covers exposures that arise when the wheels aren’t turning. Key Exposures in Trucking Operations Loading and Unloading Challenges Loading and unloading are activities that come with…

  • The Quiet Indicators of a Fleet’s Workers’ Compensation Proficiency

    May 19, 2026
    Workers’ Comp

    In trucking, how a company manages workers’ compensation offers insight into more than just compliance—it’s a reflection of its operational poise. Classification Discipline: A Window into Operational Order The trucking industry is inherently dynamic, yet the application of classification discipline can reveal a fleet’s inner workings. Accurate job classifications show an understanding of the workforce…

  • Navigating the Quiet Waters of DOT Compliance in Trucking

    May 18, 2026
    Trucking & DOT

    In the world of medium-sized trucking fleets, the intricacies of DOT compliance sit quietly in the background, much like the soft hum of a well-tuned engine. I observe that these regulations, often perceived as daunting, can be approached with a calm and measured confidence. Understanding DOT Regulations As A Steady Foundation Federal motor carrier regulations…

  • Understanding Surety Bonds and Financial Filings in Trucking

    May 17, 2026
    Surety & Bonds

    Surety Bonds and Their Role in Trucking There’s a steady assurance in the knowledge that every trucking operation, whether small or medium-sized, understands the indispensable role of surety bonds. These bonds serve not only as compliance measures but as markers of a business’s intent to meet regulatory obligations. The Essentials of BMC-84 and BMC-85 For…

  • Operational Maturity: The Foundation of Effective Risk Management in Trucking

    May 16, 2026
    Risk & Compliance

    In my experience, a fleet’s operational maturity is a clear indicator of its readiness to handle the intricacies of risk management and compliance. This maturity is not simply about age or size; it’s about how a fleet internalizes and implements safety practices, driver qualification, maintenance, and accident investigation protocols. Understanding the Role of Safety Programs…

  • Understanding the Need for Shipper-Specific Cargo Insurance

    May 15, 2026
    Logistics & Cargo

    Shipping goods is an intrinsic part of day-to-day operations for many businesses. Yet, there’s a subtle distinction that often goes unnoticed: the difference between carrier-provided declared value and actual cargo insurance. What Shippers Need to Know About Declared Value One might observe the assurance that USPS, FedEx, and UPS offer with their declared values. However,…

  • Navigating Language Barriers in Trucking: A Practical Perspective

    May 14, 2026
    FMCSA English

    Understanding Language Requirements in the Trucking Industry In my experience working with trucking fleets, the intersection of language proficiency and industry regulations is a concern that’s easily understated. For anyone behind the wheel or managing a dispatch, the ability to converse and comprehend in English is not merely a mandate—it’s where safety meets compliance. On…

  • Understanding General Liability Challenges for Trucking Fleets

    May 13, 2026
    General Liability

    Observing the hustle and bustle of a medium-sized trucking operation, one notices that risk never simply follows the trucks. It meanders through the entire fabric of the business, touching the docks where goods are loaded and unloaded, the seemingly quiet spots of a terminal, and even the customer facilities. Each step bears its own unforeseen…

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Andria Baunee | Risk Management & Insurance Expertise