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I recommend an annual insurance review because your operations, payroll, and contracts change. When coverage lags behind reality, gaps appear—especially in limits, classifications, and endorsements. Once a year, I walk clients through what’s new, what can be removed, and where we can improve pricing or terms. It’s fast, practical, and it keeps surprises out of…
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In our ever-changing world, so many companies have experienced supply chain vulnerability. Even the most well-thought-out plans must still account-for uncertainty. So what happens when there is a disruption in your supply chain? If your company’s risk mitigation strategy includes Supply Chain Insurance, claims are simple, and payouts are fast. Supply Chain Insurance is meant to cover the…
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Hey, Everyone! Lots of people have questions about the differences between the types of life insurance available. At its most basic level, there are two main choices: Term and Whole Life. Choosing the right life insurance policy is essential for people looking to protect their loved ones and secure their financial future. Two popular options…
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In the state of New York, most for-profit business with payroll employees are required to have Workers’ Compensation Insurance coverage. How can I tell if my company is required? In New York, nearly all employers must provide workers’ compensation insurance for employees, even part-time staff. Certain exemptions apply (see the NY Workers’ Compensation Board). Source: https://www.wcb.ny.gov/content/main/coverage-requirements-wc/for-profit-business.jsp Workers’ Compensation…